Jumbo Loans are home loans that exceed the standard conforming loan limits set by Fannie Mae and Freddie Mac. These programs are designed for buyers purchasing higher-priced homes or luxury properties. Jumbo financing offers larger loan amounts with competitive terms for qualified borrowers.
Perfect for buyers needing financing above the conforming limits, ideal for luxury homes or high-cost markets.
Choose from fixed-rate or adjustable-rate options. Some programs may offer interest-only terms (depending on lender guidelines).
Strong borrowers can often secure rates similar to, or even better than, traditional conventional loans.
Jumbo programs generally require strong credit. Typical guidelines range from 680–720+, depending on loan size and terms.
Most jumbo lenders look for a DTI of 43% or lower, though exceptions may exist with strong compensating factors.
Looking for financing above traditional loan limits? Explore our Jumbo loan options and get a personalize quote today.
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