Joe — Founder, NXT Step Solutions Real Estate & Mortgage Group
Joe is a highly experienced real estate and mortgage strategist with more than 25 years in the Southern California real estate market, specializing in advising high-net-worth buyers, real estate investors, and luxury property clients. As the founder of NXT Step Solutions Real Estate & Mortgage Group, Joe has built a firm focused on delivering strategic acquisition guidance, sophisticated financing solutions, and high-level advisory services for clients seeking to expand and protect their real estate portfolios.
Throughout his career, Joe has developed a reputation for identifying high-value opportunities and structuring transactions that maximize long-term equity growth. His expertise spans luxury residential properties, investment acquisitions, portfolio expansion strategies, and complex financing structures, allowing his clients to leverage real estate as a powerful wealth-building vehicle.
Joe’s unique advantage lies in his dual expertise in both real estate brokerage and mortgage financing, enabling him to structure deals with a deeper financial perspective than the typical real estate advisor. This integrated approach allows him to guide clients through strategic purchasing decisions, leverage optimization, and market timing, ensuring each transaction aligns with their broader investment objectives.
Serving clients throughout Los Angeles County and the greater Southern California region, Joe works closely with business owners, seasoned investors, and luxury homebuyers who expect discretion, efficiency, and expert-level guidance. His approach is consultative and data-driven, focused on helping clients secure assets that preserve capital, generate long-term appreciation, and build generational wealth.
Known for his strong negotiation skills, market insight, and commitment to excellence, Joe has become a trusted advisor for clients seeking more than just a real estate transaction—they seek strategic counsel in building and expanding a sophisticated real estate portfolio.
When it comes to finding a mortgage lender to help you with your next home loan, we know that you have many options. When you choose to work with us, we promise to provide faster closings, better service, and some of the lowest wholesale interest rates in the industry.

Real Estate & Mortgage Broker
NMLS# 457670 | DRE: 01361792

Real Estate & Mortgage Maven
NMLS# 2190521 | DRE: 02007898

Mortgage Loan Coordinator
NMLS# 1255951

Real Estate & Mortgage Advisor
NMLS# 2579797 | DRE: 02229589

Real Estate & Mortgage Advisor
NMLS# 695670 | DRE: 01760744

Real Estate & Mortgage Advisor
NMLS# 1570600 | DRE: 02089660

Loan Officer | NMLS# 2278867

Real Estate Agent
DRE: 01789915

Real Estate Agent
DRE: 01893193

VIALOS Partners, INC. dba: NXT Step Solutions is a California Corporation. Licensed under the
California Department of Real Estate LIC. 02172262 NMLS: 2286835, State of Oklahoma Licensed of Authority Office of the Administrator of Consumer Credit License #MB016997
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