Private Money Loans are asset-based loans funded by private investors rather than traditional lenders. These programs are ideal for investors who need fast, flexible financing with minimal documentation.
Private money loans can close in as little as a few days, making them perfect for investors needing immediate funding.
No tax returns, W-2s, or traditional income verification required. Approval focuses primarily on the property itself, not the borrower’s income.
Short-term and long-term loan options available for flips, rentals, construction, and cash-out opportunities.
Eligible for fix-and-flips, rentals, multi-unit properties, land, and commercial real estate.
Many programs offer up to 85–90% of purchase price or 100% of rehab costs with strong deal structure.
Minimum scores often start around 600–620, though some private lenders focus more on the deal than the credit.
Most private money loans require 10–20% down, depending on experience and property type.
Basic documentation is required: ID, purchase contract, property analysis, and exit strategy.
Need fast, alternative financing for a purchase or project?
Explore our Private Money options and get a personalized quote today.
VIALOS Partners, INC. dba: NXT Step Solutions is a California Corporation. Licensed under the
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